Saving Money for a Rainy Day with Virgin Money Saver – Giveaway!
Oct 31
*** This giveaway has now closed. Congratulations to the major prize winner Zoe L who won a $100 Virgin Money Saver account! Congratulations also to the runners up who have all won a $25 Virgin Money Saver account – Kell K, Debbie M, Mary P, Kelli S, Crystal J, Michelle S, Courtney F, Jo J, Tamara D, Sarah G, Karlene F, Amanda A, Katie G, Leah L, Angelina E, Venessa T, Huan D, Michelle G, Sonia D, Nina D, Karen T, Toni D, Tiffiny K, Michelle R, Becca. ***
I have spent the last few weeks thinking about all the ways that we spend our money. I’ve realised that I have had a terrible habit of wasting money on things that just aren’t necessary, or I really can do without. So I cut our spending to nothing but the bare essentials. It’s been a really great experience for me because it has helped me to see just how much we can save by being careful with our spending.
One of the biggest lessons for me was that I don’t have to buy everything on an impulse. I have learned that if I want something now, and it’s really worth having, then I will still want it in a few weeks or months. By changing this mindset, I have reduced my impulse buys, and have started to focus on setting up a savings plan to “earn” the things that I really want.
Often as Mums we are so focused on ensuring that everyone else has their wants and needs met, that we find ourselves at the bottom of the list of priorities. So I have decided that doing little things “just for me” is really important in making me feel great and normal, even if they are only every so often.
One of my favourite things to do is to visit my hairdresser. It’s not unusual for me to have absolutely no idea about what sort of colour or cut I want – it’s just the thought of sitting down for a couple of hours while someone pampers me that really appeals. Two weeks ago before I went to my hairdresser, I looked like this…
After consulting with my Facebook community (as we mothers often do!), I decided it was time to “lighten up” and get my hair ready for Summer! A few foils, and lots of snips later, I looked like this….
Do you find it hard to justify spending money on little luxuries, or would it be helpful to be able to draw on some savings for a rainy day? The Virgin Saver account is a fantastic product which will encourage you to put away little bits at a time, by offering no limits on deposits and absolutely no fees whatsoever. And unlike other banks which start out with high honeymoon introductory rates which then drop to almost nothing, the Virgin Saver currently offers a 4.50% ongoing variable rate – so the longer you save for, the more an ongoing rate will benefit you.
It’s easy to set up – just 5 minutes to complete the online application, and all you need is to link an Australian Transactional Account so that you can start saving right away!
Virgin Money want to help you save for a rainy day. They would love to offer all my Australian readers a chance to win 25 Virgin Money Saver accounts, each one credited with $25, and one grand prize of a $100 credited account to help Mums start saving for their own rainy day!!! Imagine what you could do with that!
Just follow the Rafflecopter below, and tell me what rainy day activity you would like to start saving for. Competition commences at 5.00am AEST on 31/10/2012 and closes at 10.00am AEST 7/11/12 (Promotion Period). Age and other eligibility criteria apply. The Prize Allocation will occur 12/11/2012 at 12 noon at Level 4, 7 Macquarie Place, Sydney NSW 2000. For full terms and conditions, please see HERE.
a Rafflecopter giveaway
** Disclosure: Virgin Money provided me with a rainy day experience of my choice. I chose a hair cut. I loved every minute of it. I highly recommend it. You can see my full disclosure policy here.
Mmmmmmmm, would love to do a cooking class with my (here on Sunday) Thermomix!!! Just to get a few more hints and tips!!!!!
I’d like to start saving for a trip back home to visit the family unexpectedly. Just rock up and knock at the door! SURPRISE!!
I’d go to the day spa where I could relax for once rather than worry about work
I would love to save for a massage or a facial. I have had a very tough and sad few weeks and I think my body would just relish in having some of my tension released. Fingers crossed xx
I am saving to buy some really nice plants for the balcony at work, its where I spend all my lunches and breaks, so I am trying to clean it up, get rid of the filth and get it looking green!
Indoor laser tag for me and the kids! Perfect way to exercise and have fun. A big feed afterwards would top it all off!
saving for enough money to buy some wood to make vegie boxes.
A haircut!!
I am saving to go to uni to become a nurse. So would start saving for medical books and equipment !!!
I would love to save to take the kids away on a family holiday, we’ve never had one!
Books & reading are perfect for rainy days. I could build up my library.
I’ve been a stay at home mum since 18 yrs old, I’d use it to start my creative career in fashion photography… happy mum = happier 3 little children
I;m saving for a European Adventure!
A treadmill,I have wanted one for years!
Christmas… which is, coincidentally, often a “rainy day” in Townsville!
My son is 5 and wants to be a doctor…better start saving now!!
I would Love to Just Have a Me and My Daughters day and spoil them. I work so much and spend so little time with them
that trip with my mum I always promised her
mummy pamper session at the day spa
oooo yer
I need to save for a friends wedding next year at daydream island!
I’ve always loved travel, but had to curb my gypsy blood since the arrival of my two children. But I so want to help them see the world one day, so I’m saving now….rainy or sunny days are great when traveling!
I’d love to save for a family holiday!
My rainy day activity I would save for is sewing classes! I have wanted to learn to sew for ages, especially now I have two little kiddies to sew for!
I’d love to be able to take the kids to visit elderly nonna
My rainy day fund would be for maternity and baby items
I would start saving for some “me time” (dad taking the kids away somewhere fun for a couple of days). This could involve anything from some shopping, to organising my study area, to getting creative with some of the zillion diy/craft ideas I want to do, or even better, some uninterupted sleep ins!
With 3 children aged 24, 25 and 28 still living at home – my rainy day savings would be on a party to celebrate them moving out!! Although it doesnt look like it will happen anytime soon….. LOL
I would love to attend a jewellery making workshop
Would love to save my pennys and take my kids to the theme parks in Queensland, I can’t even start to image how excited they would be
Have to start saving for some trips to the bookshop… we love going and spending time together browsing new books, and it’s a great treat to read when we get home!
Setting up the most organized home office/study I could imagine. No more loose papers, lost bills and mess!